Finance & Money Calculators

Manage your money smarter with our free online finance calculators. Easily calculate loans, interest, savings, budgeting, and investments — all in one place.

Sales Funnel

This Sales Funnel Calculator helps you measure conversion rates between funnel stages and estimate total revenue based on final customers and average order value.

Roth vs. Traditional IRA

This Roth vs. Traditional IRA Calculator helps you compare the future value of your retirement savings in both account types, factoring in taxes and compound growth.

Roth Individual Retirement Account

This Roth IRA Calculator helps you estimate the future value of your retirement savings based on regular contributions and compounded investment growth.

Reverse Mortgage Loan

This Reverse Mortgage Loan Calculator helps estimate the loan amount you can access based on your property's value and LTV, and the possible monthly payouts.

Return on Investment

This Return on Investment (ROI) Calculator helps you determine the profitability of an investment by comparing your earnings to the initial cost.

Retirement Planner

This Retirement Planner Calculator helps you estimate how much additional capital you need to accumulate before retirement to cover income gaps.

Retirement Plan

This Retirement Plan Calculator helps you estimate the amount you will accumulate before retirement and how much you need to fund your retirement period.

Required Rate of Return

This Required Rate of Return Calculator helps you estimate the return needed from an investment based on dividend income and expected growth.

Refinance Breakeven Point

This Refinance Breakeven Point Calculator helps you determine how many months it will take to recover refinancing costs based on your monthly savings.

Profitability Index

This Profitability Index Calculator helps evaluate the relative profitability of an investment by comparing the present value of future cash flows to the initial investment.

Price Increase, Decrease Percentage

This calculator helps you determine the percentage change between an old price and a new price, showing whether it’s an increase or a decrease.

Present Value of Growing Perpetuity

This Present Value of Growing Perpetuity Calculator helps you determine the present value of an infinite series of payments that grow at a constant rate over time.

Present Value for Future Value

This Present Value for Future Value Calculator helps you determine the current worth of a future lump-sum amount, discounted at a given interest rate over time.

Present Value for Annuity

This Present Value for Annuity Calculator helps you determine the current worth of a series of future payments based on a fixed interest rate and payment term.

Pre-Payment Penalty

This Pre-Payment Penalty Calculator helps you estimate the penalty for paying off your loan early and the total payoff amount, including the penalty fee.

Number of Loan Payments

This Number of Loan Payments Calculator helps you estimate how many monthly payments are needed to fully repay a loan based on the principal, interest rate, and monthly payment.

Mortgage Payment

This Mortgage Payment Calculator helps you estimate your fixed monthly mortgage payment and the total interest paid over the life of the loan, based on the loan amount, interest rate, and loan term.

Mortgage Home Loan Prequalification

This Mortgage Home Loan Prequalification Calculator helps you estimate the maximum loan amount you may qualify for based on your income, expected housing costs, and standard lending ratios.

Mortgage Discount Points (Buying Points)

This Mortgage Discount Points Calculator helps you estimate the cost of buying discount points, how much you can save monthly, and the break-even point for recouping your upfront investment.

Mortgage Calculator

This Mortgage Calculator helps you estimate your fixed monthly mortgage payments based on the loan amount, interest rate, and loan term, assisting you in better budgeting and financial planning.

Mortgage APR

This Mortgage APR Calculator helps you estimate the true annual percentage rate (APR) on your mortgage, including interest, fees, and discount points, giving a complete picture of your loan cost.

Mortgage Refinancing Rates

This Mortgage Refinancing Rates Calculator helps you estimate your new monthly payment after refinancing and calculate the break-even point to determine if refinancing is a smart financial decision.

Monthly Investment Savings

This Monthly Investment Savings Calculator helps you determine how much you need to save each month to reach your future investment goal, based on a fixed interest rate and investment period.

Loan Repayment

This Loan Repayment Calculator helps you estimate your monthly EMI and the total repayment amount over the life of your loan based on the principal, interest rate, and loan term.

Loan Payment Amount

This Loan Payment Amount Calculator helps you determine your fixed monthly loan payment based on the principal, interest rate, and loan term.

Loan Comparison

This Loan Comparison Calculator helps you compare different loan options by calculating monthly payments, total payments, and total interest, making it easier to choose the best loan.

Loan Calculator

This Loan Calculator helps you quickly estimate your monthly payment based on the loan amount, interest rate, and loan term, making financial planning easier.

Loan Balance

This Loan Balance Calculator helps you estimate the remaining balance on a loan after a certain number of payments, considering your original loan amount, monthly payment, interest rate, and number of periods.

Loan Amount

This Loan Amount Calculator helps you determine the maximum loan amount you can afford based on your desired monthly payment, loan term, and interest rate.

Investment Payment Amount

This Investment Payment Amount Calculator helps you estimate the monthly payment required for an investment loan, considering down payment, closing costs, loan term, and interest rate.

Investment Payment

This Investment Payment Calculator estimates the number of periods required to reach a future investment goal based on periodic payments and a fixed interest rate.

Interest Rate

This Interest Rate Calculator helps you estimate the periodic interest rate based on payment amount, principal, and number of compounding periods.

Interest Only Payment

This Interest Only Payment Calculator helps you estimate your monthly payment that covers only the interest portion of a loan, without reducing the principal balance.

Insurance Premium Payment

This Insurance Premium Payment Calculator helps you determine the total fund amount accumulated based on your premium payments and selected payment frequency (monthly or yearly).

Housing Loan Interest Rate

This Housing Loan Interest Rate Calculator helps you determine your eligible EMI, monthly loan payment, and total interest payable based on your income, expenses, and loan details.

Hourly Wage to Salary

This Hourly Wage to Salary Calculator converts your hourly wage into estimated daily, weekly, monthly, and annual salary based on typical work schedules.

Home Equity Line of Credit (HELOC)

This Home Equity Line of Credit (HELOC) Calculator helps you estimate your new monthly payment, including repayment of the outstanding balance, new monthly charges, and any annual fees.

Gordon Growth Model

This Gordon Growth Model Calculator helps you estimate the fair value of a stock based on expected dividends, required rate of return, and dividend growth rate.

Future Value of Annuity

This Future Value of Annuity Calculator helps you estimate the total value of a series of regular payments made over time, assuming a fixed interest rate and consistent payment schedule.

Future Value for Single Payment

This Future Value for Single Payment Calculator helps you determine the future value of a one-time investment or deposit over a period of time at a fixed interest rate.

Future Value for Present Amount

This Future Value for Present Amount Calculator helps you determine the future value of a current investment or deposit, based on a fixed interest rate over a specific time period.

Exponential Moving Average (EMA)

This Exponential Moving Average (EMA) Calculator helps you calculate the smoothed average of a stock or asset price, giving more weight to recent prices for better trend analysis.

Estimate at Completion (EAC)

This Estimate at Completion (EAC) Calculator provides multiple methods to forecast the total cost of a project based on current performance metrics like actual cost, earned value, and cost and schedule efficiency.

Employee Provident Fund (EPF)

This Employee Provident Fund (EPF) Calculator helps you estimate your future EPF balance based on your current savings, monthly contributions, and expected annual interest rate.

Education Loan Repayment

This Education Loan Repayment Calculator helps you estimate your monthly EMI (Equated Monthly Installment) and the total repayment amount for an education loan based on principal, interest rate, and loan term.

Down Payment

This Down Payment Calculator helps you estimate your required monthly loan payment after making a down payment, based on the remaining loan amount, interest rate, and loan term.

Current Price

This Current Price Calculator estimates the fair value of a stock based on the current annual dividend, required rate of return, and dividend growth rate using the Gordon Growth Model.

Current Annual Dividend

This Current Annual Dividend Calculator helps you determine your total expected dividend income for the year based on the dividend per share and the number of shares you own.

Credit Score

This Credit Score Calculator helps you estimate an important financial ratio — your debt-to-income (DTI) ratio — which influences your creditworthiness and loan eligibility.

Credit Card Payoff

This Credit Card Payoff Calculator helps you estimate how many months it will take to pay off your credit card balance based on your monthly payment and interest rate.

Credit Card Minimum Payment

This Credit Card Minimum Payment Calculator estimates the minimum amount you need to pay each month based on either a percentage of your outstanding balance or a fixed minimum amount, whichever is greater.

Credit Card Balance Transfer

This Credit Card Balance Transfer Calculator helps you estimate the new balance after transferring debt and calculates your required monthly payments over the chosen repayment term.

CPF Calculator Singapore

This CPF Calculator Singapore helps employees and employers calculate their monthly Central Provident Fund (CPF) contributions based on salary and prevailing contribution rates.

Cash Conversion Cycle

This Cash Conversion Cycle Calculator helps businesses measure how efficiently they manage inventory, receivables, and payables to optimize cash flow.

Blended Rate

This Blended Rate Calculator determines the combined interest rate when two loans with different rates are merged. It’s useful for refinancing scenarios or when consolidating loans.

Biweekly Mortgage Loan Payment

This Biweekly Mortgage Loan Payment Calculator estimates your mortgage payments if you switch from monthly to biweekly payments, helping you save on interest and pay off your loan faster.

Auto Loan EMI

This Auto Loan EMI Calculator helps you estimate the Equated Monthly Installment (EMI) for your car loan based on loan amount, interest rate, and repayment period.

Auto Loan

This Auto Loan Calculator helps you estimate your monthly car payment based on the loan amount, interest rate, and loan term. It’s ideal for budgeting your next vehicle purchase.

Annuity Payout

This Annuity Payout Calculator helps you determine the present value of an annuity based on regular payment amounts, interest rate, and total number of periods. Useful for retirement planning and structured settlements.

Annuity Payment Factor

This Annuity Payment Factor Calculator helps you find the factor used to calculate fixed periodic payments for a loan or investment based on a constant interest rate and number of periods.

Annuity Payment

This Annuity Payment calculator helps you determine the fixed periodic payment needed to repay a loan or accumulate a certain future value over time, based on a constant interest rate.

Annual Payment on Future Value

This calculator determines the annual payment required to reach a specific future value based on a fixed interest rate and investment period. It's ideal for planning savings goals, retirement funds, or investment targets.

Amortization Schedule

This Amortization Schedule calculator provides a detailed breakdown of loan payments, calculating monthly payment, total payment, and total interest over the life of the loan. Perfect for mortgages, car loans, and personal loans.

Amortization

Use this Amortization calculator to determine your monthly loan payments and understand how much interest you will pay over the life of the loan. Ideal for mortgages, auto loans, and other personal loans.

401(K) Retirement Plan

Use this 401(K) Retirement Plan calculator to estimate your future retirement savings based on your current contributions, employer matching, salary growth, and investment returns. Perfect for employees planning for a financially secure retirement.

Total Inventory Cost

This calculator estimates the total cost associated with holding, ordering, and purchasing inventory. It’s an essential tool for businesses aiming to optimize inventory management and minimize expenses.

Present Value of Annuity

This calculator estimates the present value of a series of future payments, discounted at a given interest rate. It’s useful for evaluating loans, mortgages, leases, and investment products involving regular payments.

Portfolio Return

This calculator estimates the overall return on a portfolio by accounting for the weighted returns of individual investments. It’s essential for investors who want to measure and manage the performance of diversified assets.

Future Value of Annuity

This calculator estimates the future value of a series of equal payments made at regular intervals, based on a fixed interest rate. It’s perfect for planning retirement savings, investment contributions, or recurring deposits.

Email Marketing ROI

This calculator helps you evaluate the return on investment (ROI) for your email marketing campaigns by comparing the revenue generated to the total cost. It's a valuable tool for marketers looking to measure the effectiveness and profitability of their email strategies.

Effective Annual Yield

This calculator determines the effective annual yield rate (EAY), which reflects the true return on an investment when interest is compounded more than once per year. It's essential for comparing different interest-bearing products on an equal basis.

Dividend Payout Ratio

This calculator determines the Dividend Payout Ratio (DPR), showing what percentage of a company’s earnings are paid out to shareholders as dividends. It’s essential for evaluating dividend policies and assessing income-focused investments.

Continuous Compound Interest

This calculator computes the future value of an investment using continuous compounding interest, where interest is compounded an infinite number of times per year. It’s ideal for comparing growth scenarios and understanding theoretical maximum returns.

Cash Certificate Issue Price

This calculator determines the present value or issue price of a cash certificate, based on its face value, interest rate, and term. It helps investors and issuers evaluate the discounted cost of long-term certificates or zero-coupon bonds.

Capital Asset Pricing

This calculator estimates the expected return of an investment using the Capital Asset Pricing Model (CAPM), helping investors understand the relationship between risk and expected return. It’s a vital tool in portfolio management and financial analysis.

Book Value per Share

This calculator helps determine the book value of a company per common share, offering investors insight into a company's intrinsic worth. It's commonly used in fundamental analysis to evaluate stock value against market price.

Annuity Quarterly Payments

This calculator determines the future value of an annuity with quarterly payments, adjusted for compound interest. It's useful for analyzing savings plans, loan repayments, or investment growth when payments are made every three months.

Annuity Due Value

This calculator helps determine the present and future value of an annuity due, where payments are made at the beginning of each period. It's ideal for financial planners, investors, and anyone managing regular investments or lease payments.

Weighted Average Cost of Capital

This calculator computes the Weighted Average Cost of Capital (WACC), which represents a company's average cost of raising capital from equity and debt. It’s widely used in valuation, investment analysis, and corporate finance decision-making.

Total Asset Turnover

This calculator measures the Total Asset Turnover ratio — a key financial metric that shows how efficiently a company uses its assets to generate sales. It’s widely used in performance analysis, benchmarking, and strategic financial planning.

Solvency Ratio

This calculator measures the solvency ratio, which indicates a company's ability to meet its long-term obligations. It's a critical metric used by investors, creditors, and financial analysts to assess financial stability and creditworthiness.

Simple Moving Average

This calculator helps you compute the Simple Moving Average (SMA), a technical analysis tool that smooths out price data by calculating the average of a security’s closing prices over a specific period. It's widely used by traders to identify trends and signals.

Sharpe Ratio

This calculator measures the Sharpe Ratio — a financial metric that evaluates the risk-adjusted return of an investment. It’s widely used by investors, analysts, and portfolio managers to compare the efficiency of different assets or funds.

Savings / Investment

This calculator helps estimate the future value of your savings or investments based on regular contributions, interest rate, and time period. It’s ideal for individuals and financial planners looking to grow wealth and achieve long-term financial goals.

Sales Gross Profit Margin

This calculator helps you determine the gross profit margin based on sales revenue and cost of goods sold (COGS). It’s an essential metric for analyzing profitability, pricing strategies, and overall business performance.

Return on Equity

This calculator computes the Return on Equity (ROE), a core financial metric that shows how effectively a company generates profits from shareholders’ equity. It’s widely used by investors, analysts, and CFOs to evaluate financial performance and return potential.

Return on Capital Employed

This calculator measures Return on Capital Employed (ROCE), a key financial ratio that shows how efficiently a company generates profits from its total capital. It’s widely used by investors, analysts, and business owners to assess long-term profitability.

Residual Value

This calculator estimates the residual value of an asset at the end of its useful life or lease term. It’s a valuable tool for accountants, investors, and leasing professionals to project future asset worth and calculate depreciation or lease payments.

Price Elasticity of Supply and Demand

This calculator evaluates the responsiveness of supply or demand to changes in price. It's a key economic tool for understanding consumer and producer behavior, optimizing pricing strategies, and forecasting market reactions.

Pivot Points

This calculator computes pivot points — a key tool in technical analysis used to identify potential support and resistance levels. Based on the previous day's high, low, and close prices, it helps traders forecast market movement.

Percent Off

This calculator helps you determine the percentage discount on a product based on its original and sales price. It’s a quick and handy tool for shoppers, retailers, and eCommerce platforms to evaluate savings.

Operating Profit Margin

This calculator helps determine the operating profit margin — a key metric that shows how much of a company’s revenue remains after covering operating expenses. It's essential for evaluating profitability and operational efficiency.

Operating Expense Ratio

This calculator determines the Operating Expense Ratio (OER), which shows the percentage of a company’s income consumed by operating expenses. It's essential for analyzing profitability, operational efficiency, and investment viability.

Inventory Stock

This calculator helps you determine your current inventory stock by factoring in beginning inventory, purchases, and goods sold. It’s a quick and effective tool for warehouse control, retail management, and inventory planning.

Insolvency Ratio

This calculator measures the insolvency ratio, a financial metric used to assess a company’s long-term ability to cover its liabilities with available assets. It's crucial for risk assessment, credit evaluation, and corporate financial analysis.

Income Elasticity of Demand

This calculator measures how the quantity demanded of a good responds to changes in consumer income. It's a powerful economic tool for classifying goods as normal or inferior and understanding how income affects market demand.

Gross Domestic Product

This calculator helps you compute Gross Domestic Product (GDP) using the expenditure approach, summing up personal consumption, gross investment, government spending, and net exports. It’s ideal for students, analysts, and economists tracking economic performance.

Find Inventory Cost

This calculator helps determine the total cost of inventory by factoring in unit cost, quantity, and additional expenses like shipping or handling. It’s ideal for businesses managing physical goods, warehouses, or retail operations.

FIFO Inventory Cost

This calculator uses the FIFO (First-In, First-Out) method to determine the cost of goods sold and ending inventory. It assumes the oldest inventory is sold first — ideal for accounting, retail, and inventory valuation.

Ending Inventory

This calculator determines the ending inventory balance for an accounting period using beginning inventory, net purchases, and cost of goods sold (COGS). It's an essential tool for inventory tracking, financial reporting, and cost management.

Employee Revenue

This calculator measures revenue per employee — a key productivity metric that helps businesses evaluate how efficiently their workforce generates income. It supports both annual and monthly revenue insights for smarter staffing and performance planning.

Economic Order Quantity

The Economic Order Quantity (EOQ) calculator helps determine the optimal order size that minimizes the total cost of inventory — including ordering and holding costs. It's a vital tool for inventory management, logistics, and supply chain optimization.

Discount Lost

The Discount Lost calculator estimates the financial cost of not taking advantage of early payment discounts. It’s an essential tool for businesses to evaluate the true cost of delayed payments and make smarter cash flow decisions.

Depletion Expense

This calculator helps determine the depletion expense of natural resources such as minerals, timber, oil, or gas. It's a key accounting tool for businesses involved in extraction industries to calculate asset reduction over time based on usage.

Days in Inventory

The Days in Inventory calculator helps determine the average number of days a company holds inventory before selling it. It’s a key efficiency metric for inventory management, cash flow planning, and operational performance.

Cross Price Elasticity of Demand

This calculator evaluates the cross price elasticity of demand between two products — a key metric in economics and pricing strategy. It helps businesses understand how the demand for one product changes when the price of a related product changes.

Cost of Goods Sold

This calculator helps determine the cost of goods sold (COGS) during an accounting period. It's essential for calculating gross profit, managing inventory, and preparing accurate financial reports in retail, manufacturing, and service industries.

Break Even

This calculator helps you determine the break-even point where total revenue equals total costs. It’s an essential tool for entrepreneurs, startups, and financial analysts to assess profitability thresholds and make strategic decisions.

Beginning Inventory

This calculator estimates the beginning inventory for an accounting period based on sales, purchases, and ending inventory. It’s essential for accurate inventory accounting, calculating cost of goods sold, and financial reporting.

Average Inventory Ending Cost

This calculator helps you find the average inventory over a period by taking the beginning and ending inventory values. It's a key metric for inventory management, cost analysis, and calculating turnover ratios in retail and manufacturing.

Average Collection Period

The Average Collection Period calculator measures how long it takes a business to collect payments after a sale. It’s essential for evaluating cash flow efficiency, managing receivables, and improving financial operations.

Asset Depreciation

The Asset Depreciation calculator helps determine how the value of a fixed asset declines over time. It supports methods like straight-line and declining balance, allowing businesses and individuals to manage accounting and tax planning effectively.

Acid Test Ratio

The Acid Test Ratio calculator assesses a company's immediate short-term liquidity by comparing its most liquid assets to current liabilities. It's an essential tool for analysts, investors, and business owners to evaluate financial health without relying on inventory.

Accelerated Depreciation

The Accelerated Depreciation converter helps businesses and accountants quickly calculate the loss in value of assets using accelerated methods such as Double Declining Balance (DDB) or Sum-of-the-Years' Digits (SYD). It’s a vital tool for optimizing tax deductions and financial forecasting.

Yield to Maturity (YTM)

This calculator helps you calculate the Yield to Maturity (YTM) of a bond or fixed-income investment. YTM represents the total return an investor can expect to earn if the bond is held until maturity, accounting for the current bond price, face value, coupon interest, and the time remaining until maturity.

Value Added Tax (VAT)

This calculator helps you calculate the Value Added Tax (VAT) for a product or service. By inputting the price and VAT rate, it calculates the VAT amount and the total price including VAT, making it easier to determine the cost of goods and services with VAT applied.

Term Deposit

This calculator helps you calculate the maturity value of a term deposit, considering the principal, interest rate, and the term length. It’s useful for individuals looking to invest a lump sum amount for a fixed term and receive a guaranteed return at the end of the term.

Special Recurring Deposit

This calculator helps you determine the maturity value of a special recurring deposit, considering the monthly deposit amount, interest rate, and term. Special recurring deposits often offer higher interest rates or different compounding schedules compared to regular recurring deposits, and this tool helps you calculate the total value upon maturity.

Rule 78 Interest Allocation

This calculator helps you determine the interest charges for loans calculated using the Rule of 78, which allocates more interest to the earlier months of the loan. This is useful for understanding the impact of paying off a loan early, especially when prepayment penalties are involved.

Rule 72 Time to Double

This calculator uses Rule 72 to estimate how long it will take to double an investment at a given interest rate. Input the annual interest rate, and the calculator will show you the approximate number of years required to achieve your goal.

Rule 70 Time to Double

This calculator uses Rule 70 to estimate how long it will take to double an investment at a given interest rate. Input the annual interest rate, and this tool will calculate the approximate number of years required to double your investment.

Rule 69 Time to Double

This calculator uses Rule 69 to estimate how long it will take to double an investment with continuous compounding. Simply input the annual interest rate, and this tool will calculate the approximate number of years it will take to achieve your investment goal.

Return On Advertising / Ad Spend (ROAS)

This calculator helps you determine the Return On Advertising Spend (ROAS) by comparing the revenue generated from ads to the amount spent on advertising. It's an essential tool for marketers and businesses to assess the effectiveness and profitability of their advertising campaigns.

Reinvestment Plan Deposits

This calculator helps you calculate the amount to be deposited in a reinvestment plan in order to achieve a desired future value. By factoring in the principal, interest rate, and reinvestment strategy, it helps you plan your investment strategy and understand how your regular deposits will grow over time.

Refinance Interest Saving

This calculator helps you calculate the savings on interest after refinancing your loan. By comparing the old and new loan terms, it shows how much you can save by refinancing your loan with a lower interest rate or a modified term.

Recurring Deposit Maturity Value

This calculator helps you determine the maturity value of a recurring deposit. By considering the monthly deposit, interest rate, and the tenure, this tool calculates the total value of the deposit at the end of the term, including the principal and accumulated interest.

Net Present Value (NPV)

This calculator helps you determine the Net Present Value (NPV) of an investment or project by considering the present value of future cash flows and subtracting the initial investment. NPV is a key metric in investment decisions, helping you assess the profitability of a project by considering the time value of money.

Monthly Income Deposit

This calculator helps you determine the monthly deposit amount required to achieve a desired monthly income over a specific time period. It's useful for individuals planning for future income, such as retirement or other financial goals, by determining the necessary deposits to reach a target monthly payout.

Maturity Value

This calculator helps you determine the maturity value of an investment, considering the principal, interest rate, and time period. It is particularly useful for calculating the final value of fixed deposits, bonds, or other interest-bearing investments at the end of their term.

Lumpsum Quarterly Repayment

This calculator helps you determine the quarterly repayment amount for a lump sum loan or investment. By inputting the loan amount, interest rate, and repayment term in quarters, you can calculate the fixed quarterly payment required to repay the lump sum over the specified period.

Lump Sum Monthly Repayment

This calculator helps you determine the monthly repayment amount for a lump sum loan or investment. By inputting the loan amount, interest rate, and repayment term, you can calculate the fixed monthly payment needed to repay the lump sum over the given period.

IRR (Internal Rate of Return) / ERR (Effective Rate of Return)

This calculator helps you determine the Internal Rate of Return (IRR) or Effective Rate of Return (ERR) for an investment project. IRR and ERR are key metrics used to evaluate the profitability of investments and compare different financial options by finding the rate at which the net present value (NPV) of cash flows equals zero.

Immediate (Ordinary) Annuity

This calculator helps you determine the fixed periodic payments of an ordinary annuity, where payments are made at the end of each period. It’s useful for retirement planning, pension schemes, and investment evaluations that involve regular, consistent payments over time.

Fixed Deposit

This calculator helps you determine the returns on a fixed deposit based on principal, interest rate, and tenure. It’s ideal for planning investments, comparing different fixed deposit schemes, and forecasting future savings growth with compounded interest.

Fibonacci Retracement

This calculator helps traders and investors apply Fibonacci retracement levels to analyze potential price retracements in financial markets. By calculating key support and resistance levels, it can assist in making informed decisions about potential entry and exit points.

Economic Value Added (EVA)

This calculator helps you determine the Economic Value Added (EVA), a key financial performance metric that calculates a company's true economic profit. EVA considers both operating income and the cost of capital, providing a clearer picture of value creation above and beyond the cost of capital.

EBIT Margin

This calculator helps you determine the EBIT margin, a key profitability ratio that shows the percentage of earnings before interest and taxes (EBIT) relative to revenue. It's an important metric for evaluating operational efficiency, helping investors and managers assess the profitability of a company’s core business activities.

Earnings Before Interest and Taxes

This calculator helps you determine a company’s earnings before interest and taxes (EBIT). EBIT is a key financial metric used to evaluate a company's profitability from operations without considering its capital structure, taxes, or interest costs.

Discounted Interest

This calculator helps you calculate the discounted interest, which is useful for evaluating investment or loan offers. It adjusts the nominal interest rate by accounting for the time value of money using a specific formula to provide more accurate discounting of future cash flows.

Deferred Annuity Payment

This calculator helps determine the fixed payment amount for a deferred annuity—where payments start after a set delay. It’s useful for retirement planning, investment evaluation, and understanding how time affects annuity values.

Debt to Assets Ratio

This calculator helps you assess the proportion of a company's assets that are financed through debt. The Debt to Assets Ratio is a key financial metric that indicates long-term solvency and financial risk, useful for investors, lenders, and analysts.

Debtors Days

This calculator helps businesses determine how long it takes, on average, to collect payments from customers. By calculating debtors days, you can evaluate the efficiency of your accounts receivable and improve your cash flow management.

Debt to Equity Ratio Analyzer

This calculator helps you assess a company’s financial leverage by comparing its total liabilities to shareholders' equity. The Debt to Equity Ratio is a key indicator of risk and stability, especially useful in investment analysis, credit evaluation, and corporate finance.

Debt Coverage Ratio

This calculator helps assess a borrower's ability to repay debt using the Debt Coverage Ratio (DCR). It compares net operating income to total debt obligations, offering a clear view of financial sustainability—especially for lenders, investors, or property owners.

Debt Consolidation Payment

This calculator helps you determine the monthly payment required to repay a consolidated debt. By entering the total debt amount, interest rate, and term, you can estimate a fixed monthly payment and plan your finances more effectively.

Interest Coverage Ratio

This calculator helps you evaluate a company's ability to meet its interest obligations using the interest coverage ratio. It compares earnings before interest and taxes (EBIT) to interest expenses, giving you a clear picture of financial stability and debt service capacity.

Present Value with Continuous Compounding

This calculator determines the present value (PV) of a future amount (FV) using continuous compounding. It's a powerful tool in finance for understanding the time value of money when interest is compounded infinitely often.

Compound Annual Growth Rate

Use this calculator to find the Compound Annual Growth Rate (CAGR), which represents the mean annual growth rate of an investment over a specified period, assuming the profits are reinvested. It helps you evaluate performance across years with consistent compounding.

Cash Certificate Issue Price

Use this tool to calculate the present issue price of a cash certificate or fixed deposit. It helps determine how much you need to invest today to receive a specified amount at maturity, factoring in the interest rate and duration.

Bond Present Value

This calculator estimates the present value of a bond based on its coupon payments, interest rate, face value, and time to maturity. It's a useful tool for investors assessing the fair value of fixed-income securities like treasury or corporate bonds.

Monthly Annuity Payment

This calculator helps you determine the fixed monthly payment for an annuity based on the principal amount, interest rate, and term. It’s essential for retirement planning, structured settlements, and any scenario involving regular withdrawals from an investment over time.

Annual Salary Increment

This calculator helps you determine the annual percentage yield (APY), a key indicator of real returns on savings or investments. APY accounts for the effects of compounding interest, providing a more accurate picture than nominal rates. Ideal for comparing savings accounts, CDs, or investment opportunities.

Annual Salary Increment

Use this tool to calculate your new salary after a yearly increment. Whether you're negotiating a raise, forecasting future income, or budgeting, this calculator helps you estimate your increased salary based on a percentage raise.

Unearned Interest by Actuarial Method

This calculator helps determine the unearned interest on a loan using the actuarial method. It's useful for lenders and borrowers who want to understand how much interest is yet to be earned based on the current loan balance. The result adjusts based on how much of the loan has been repaid, using a compounding ratio.

Student Budget Planner

This calculator helps students create a realistic monthly budget by summing up their living and academic expenses and subtracting them from their income. It's designed to support better money management and avoid overspending during studies.

Phone Bill

This calculator helps you estimate your monthly phone bill based on your usage: talk time, number of SMS, mobile data, and fixed fees. It's ideal for comparing mobile plans or budgeting your communication costs more efficiently.

Markup Cost Price

This calculator allows you to determine the markup percentage based on the cost and final selling price. It's especially useful for evaluating profitability and reverse-calculating markup in existing pricing models.

Markup Cost Price

This calculator helps you determine the selling price of a product based on its cost and desired markup percentage. It’s a valuable tool for retailers, wholesalers, and anyone needing to set profitable pricing strategies.

Emergency Fund Savings Planner

Plan your financial safety net with this Emergency Fund Savings Planner. It helps you estimate how much money you need to cover unexpected events—like medical bills, insurance gaps, or job loss—and how long it will take to save it, based on your monthly contributions and interest rate.

Electricity Bill

This calculator helps you estimate your electricity bill based on your power consumption and local energy rates. Simply enter the wattage and usage time of your appliances to find out your total monthly or yearly cost. Great for home budgeting and energy-saving insights.

Automobile Expense

Estimate your car-related monthly and yearly expenses with this simple tool. It helps drivers calculate total costs including fuel, maintenance, insurance, loan payments, and more—providing a clear picture of your vehicle’s financial impact.